Merchant cockpit
A dense operating view for receivables, overdue work, upcoming schedules, documents, and audit signals.
Structured commerce infrastructure For merchants
The operating layer for assisted sales.
AQID helps merchants turn high-ticket customer conversations into structured terms, acceptance, receivables, documents, and audit evidence.
Start with merchant-owned Pay Now and Pay Over Time workflows. Build clean Deferred Sale records that can later support approved partner-led workflows.
Merchant-ownedPay Now and Pay Over Time operations
Deferred SaleTerms, schedule, documents, and audit
Partner-readyClean transaction data for future approved workflows
Merchant operations cockpit
One merchant, one customer, one Deferred Sale schedule, one evidence trail.
The operating gap
Flexible sales already happen in the showroom. The record is scattered.
Many merchants manage Pay Over Time requests through showroom conversations, messaging follow-ups, invoices, spreadsheets, and manual collection work. The result is fragmented evidence around what was agreed, what is due next, what was received externally, and who followed up.
01Create customer and product bundle
02Choose Pay Now or Pay Over Time
03Prepare Deferred Sale terms
04Send customer acceptance
05Track receivables, documents, and audit
Built for
High-ticket merchants that need control without presenting themselves as a financial product.
Furniture and home goods showrooms
Appliances and electronics retailers
SME equipment and durable goods sellers
Product evidence
Founder-reviewable product screens, not a pitch-deck mock.
Current product screens show merchant overview, sale setup, Deferred Sale terms, customer offer preview, receivables, schedules, receipt events, documents, audit, and customer companion preview with a coherent end-to-end merchant workflow.
Deferred Sale terms
Clear sale context, product bundle, final sale price, installment schedule, and customer offer chain.
Customer companion
A buyer-facing view for purchase status, due amounts, schedule rows, reminders, documents, and proof/reference state.
Pilot access
Bring structure to Pay Over Time sales without turning your team into a finance operation.
Use AQID to prepare offer terms, capture customer acceptance, follow receivables, organize documents, and keep every sales-to-collection step visible from one merchant workspace.
AQID structures merchant-owned commerce workflows. It is not presented as a lender, bank, BNPL provider, payment acquirer, custodian, or Shariah certification service. Future partner-led workflows remain subject to approval and jurisdiction-specific review.